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Is a Single Premium Immediate Annuity right for you?
Money Secret #12 discusses one of the money secrets that the wealthy use to grow their retirement savings. The Single Premium Immediate Annuity.
Watch this quick video from best-selling author Jeff Arnold and then click below to download your free overview to see how the SPIA can help you protect your future.
A Single Premium Immediate Annuity is best suited for people planning for retirement who are worried that they may run out of savings and who have enough cash on hand to fund upfront premium payment.
What To Know About Single Premium Immediate Annuities
- Income for Life: Create an Income you'll never outlive
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Minimum Initial Premiums: $5,000.00
- Maximum Initial Premium: None, but deposits above $250,000 may require approval
- Tax Favored Income: Under Current IRS Rules ( see Contract )
- Highly Customizable: Create an income stream that works the way you want.
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Death Benefit: A Death Benefit equal to or greater of the current account value minus any loans or withdrawals
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*As always for exact terms, please refer to your annuity contract